Documents To Bring To Your First Appointment
In order to prepare a consumer bankruptcy case, the client must bring the following documents:
- Picture ID and Social Security Card
- Income Verification:
- Last 6 months of pay stubs
- Most recent commission, bonus, or any other payments
- Proof of spousal support, social security, pension, roommate, or other income sources (such as someone paying your living expenses)
- Documentation showing any other income such as pension, worker’s comp, unemployment, disability, and other income
- If Self-Employed – Bring 6 separate monthly profit and loss [P&L] statements for the past 6 months and all of the bank statements that correspond to those 6 monthly P&Ls.
- Federal Income Tax Returns for the previous 2 years.
- If You Own Real Estate or your name is on title to the property, bring the following:
- An appraisal report, if appraised in the last 90 days, or a broker’s price opinion letter or marketing proposal
- Insurance – the declarations page showing the insurance policy limits
- If you refinanced or sold in last 2 years – the escrow closing statement
- For All Motor Vehicles, Trailers or Watercraft Owned or In Your Name:
- DMV registration for each vehicle or boat
- Kelley Blue Book analysis on each vehicle. You may obtain this analysis by going on www.kbb.com
- Vehicle purchase or lease agreement if purchased in the last 120 days
- Insurance policy declarations pages showing the insurance policy limits
- The Most Current Statements for each bank or credit union account
- The Most Current Statements for each 401K, IRA or other retirement account
- Divorce – a copy of the property settlement agreement and any order to pay support
- Trust Documents – bring the trust document if you created the trust or are the trustee or beneficiary of the trust
- Civil Lawsuits – bring any complaint you filed or that was filed against you as well as copies of any judgments
- Medical / Private Debt Information – bring any billing statements or a list including the name, address, and amount owed to doctors, loans from friends or family, and debts not listed on your credit report
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.